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The Plastic Safety Net presents findings from a national survey of households with credit card debt commissioned by Demos and the Center for Responsible Lending. The survey consisted of 1,150 phone interviews with low- and middle-income households whose incomes fell between 50 percent and 120 percent of local median income. In order to participate in the survey, a household had to have credit card debt for three months or longer at the time of the survey.

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